The Future of Loyalty
Stock-Powered Loyalty
for Public Companies
Echo Points is the world's first phantom equity rewards platform. Your customers earn points. The value moves with your stock. No real equity. No regulatory burden. Just loyalty that actually means something.
The Problem
Loyalty Points Are a Broken Promise
Every major program has devalued its currency. Customers know it. They just stopped caring.
Constant Devaluation
Hilton, Delta, Marriott — all devalued points repeatedly in the last 3 years. Customers notice and disengage.
Zero Emotional Connection
When a company's stock rises 40%, its loyal customers share none of the upside. Points are emotionally dead.
Breakage-Dependent Models
Programs are financially engineered around 20–30% of points never being redeemed. The model depends on disengagement.
Static & Forgettable
Points sit in accounts with no dynamism. 77% of consumers say loyalty programs fail to deliver meaningful value.
The alignment gap: Companies succeed on Wall Street. The customers who drove that success share none of the upside.
The Solution
Phantom Echo Equity
Loyalty currency whose value moves with your stock price — amplified by a holding multiplier that rewards patience.
Phantom
Synthetic. No real shares issued. No dilution. No shareholder rights.
Echo
Redemption value references the company's real-time stock price.
Equity
Behaves like fractional share units for valuation — without being one.
How the loop works
Holding Multiplier
The Holding Multiplier
The longer you hold, the more you earn. We align customer incentives with long-term company performance.
0.8×
0–12 months
80% of stock value
1.2×
1–2 years
120% of stock value
1.6×
2–3 years
160% of stock value
2.0×
3+ years
200% of stock value
Upside Scenario
1,000 pts earned at $100. Hold 3 years, stock → $130.
Redemption: 1,000 × $0.13 × 2.0 = $260
vs. $80 if cashed out immediately at base rate
Downside Protection
1,000 pts earned at $100. Hold 3 years, stock → $70.
Redemption: 1,000 × $0.07 × 2.0 = $140
still above the $100 base despite a 30% stock decline
Echo Value Calculator
Adjust the inputs to project your position
Projected Echo Value
$100.00
3+ years · 2× multiplier
Base (0.8×)
$40.00
Multiplier Uplift
+150%
* Illustrative only. Echo Points value fluctuates with stock price and is not guaranteed. Not a securities offering.